{"id":13622,"date":"2026-05-25T22:55:04","date_gmt":"2026-05-25T13:55:04","guid":{"rendered":"https:\/\/www.kimsangjin.org\/?p=13622"},"modified":"2026-05-25T22:55:06","modified_gmt":"2026-05-25T13:55:06","slug":"%ec%83%9d%ed%99%9c%ea%b3%bc-%eb%b2%95%ea%b0%9c%ec%9d%b8%ec%9d%98-%ed%9a%8c%ec%83%9d%ea%b3%bc-%ed%8c%8c%ec%82%b0","status":"publish","type":"post","link":"https:\/\/www.kimsangjin.org\/?p=13622","title":{"rendered":"[\uc0dd\ud65c\uacfc \ubc95]
\uac1c\uc778\uc758 \ud68c\uc0dd\uacfc \ud30c\uc0b0"},"content":{"rendered":"\n

<\/p>\n\n\n\n

\uc774\uc885\ubbfc \ubcc0\ud638\uc0ac, \uc870\uacbd 04<\/p>\n\n\n\n

\uc55e\uc120 \uae00\ub4e4\uc5d0\uc11c\ub294 \ubbfc\uc0ac\uc18c\uc1a1\uacfc \uac15\uc81c\uc9d1\ud589, \uadf8\ub9ac\uace0 \uac00\uc555\ub958\uc5d0 \uad00\ud558\uc5ec \ub9d0\uc500\ub4dc\ub838\uc2b5\ub2c8\ub2e4. \ub3c8\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\ub294 \ucc44\uad8c\uc790\uc758 \uad00\uc810\uc5d0\uc11c \uc5b4\ub5bb\uac8c \ud574\uc57c \uc790\uc2e0\uc758 \uad8c\ub9ac\ub97c \uc2e4\ud604\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \uad00\ud55c \uc774\uc57c\uae30\uc600\uc9c0\uc694. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ubc18\ub300\ub85c, \uc774\ubbf8 \ub9ce\uc740 \ube5a\uc744 \uc9c0\uace0 \uc788\uc5b4 \ub354 \uc774\uc0c1 \uacbd\uc81c\uc801\uc73c\ub85c \ubc84\ud2f0\uae30 \uc5b4\ub824\uc6b4 \ucc44\ubb34\uc790\uc758 \uc785\uc7a5\uc5d0\uc11c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \uc808\ucc28\uc5d0 \uad00\ud558\uc5ec \uc0b4\ud3b4\ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4. \ubc14\ub85c \u2018\uac1c\uc778\ud68c\uc0dd\u2019\uacfc \u2018\uac1c\uc778\ud30c\uc0b0\u2019 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ubc95\ub960\uc801\uc73c\ub85c\ub294 \u2018\uc790\uc5f0\uc778(\u81ea\u7136\u4eba)\u2019, \uc989 \u2018\ubc95\uc778(\u6cd5\u4eba)\u2019\uc774 \uc544\ub2cc \uc0ac\ub78c \uac1c\uc778\uc5d0 \ub300\ud55c \ud68c\uc0dd \ubc0f \ud30c\uc0b0 \uc808\ucc28\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud68c\uc0dd\uacfc \ud30c\uc0b0 \uc81c\ub3c4\ub294 \ub3c4\ub300\uccb4 \uc65c \uc874\uc7ac\ud558\ub294 \uac83\uc77c\uae4c<\/strong><\/p>\n\n\n\n

\uc5b4\ub5a4 \uc0ac\ub78c\uc774 \uac10\ub2f9\ud560 \uc218 \uc5c6\uc744 \uc815\ub3c4\uc758 \ud070 \ube5a\uc744 \uc9c0\uac8c \ub418\uc5b4 \ud3c9\uc0dd\uc744 \ubc8c\uc5b4\ub3c4 \uadf8 \ucc44\ubb34\ub97c \ub2e4 \uac1a\uc744 \uc218 \uc5c6\ub294 \uac83\uc774 \uac1d\uad00\uc801\uc73c\ub85c \uba85\ubc31\ud55c \uc0c1\ud669\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uad6d\uac00\uac00 \ucc44\uad8c\uc790\ub4e4\uc758 \ucd94\uc2ec\uacfc \uac15\uc81c\uc9d1\ud589\uc744 \ub05d\uc5c6\uc774 \ubc29\uc870\ud55c\ub2e4\uba74, \ucc44\ubb34\uc790\ub294 \uae09\uc5ec \ud1b5\uc7a5\uacfc \uc7ac\uc0b0\uc774 \ubc18\ubcf5\ud558\uc5ec \uc555\ub958\ub418\uace0, \ucc44\uad8c\uc790\ub4e4\uc740 \uc2e4\uc81c\ub85c \ud68c\uc218\ub420 \uac00\ub2a5\uc131\uc774 \uac70\uc758 \uc5c6\ub294 \ucc44\uad8c\uc744 \ucd94\uc2ec\ud558\uae30 \uc704\ud558\uc5ec \uc9c0\uc18d\uc801\uc73c\ub85c \uc0ac\ubc95 \uc790\uc6d0\uc744 \uc774\uc6a9\ud558\uac8c \ub429\ub2c8\ub2e4. \ucc44\ubb34\uc790\ub294 \uc815\uc0c1\uc801\uc778 \uacbd\uc81c \ud65c\ub3d9\uc744 \uc601\uc704\ud560 \uc218 \uc5c6\uac8c \ub418\uace0, \ucc44\uad8c\uc790\ub4e4\uc740 \ucd94\uc2ec \ube44\uc6a9\ub9cc \uacc4\uc18d \uc9c0\ucd9c\ud558\uba70, \ubc95\uc6d0\uacfc \uc9d1\ud589\uad00 \ub4f1\uc758 \uacf5\uc801 \uc790\uc6d0\ub3c4 \uc2e4\ud6a8\uc131 \uc5c6\ub294 \uc808\ucc28\uc5d0 \ubc18\ubcf5\uc801\uc73c\ub85c \ud22c\uc785\ub429\ub2c8\ub2e4. \uacb0\uad6d \uc544\ubb34\ub7f0 \uc774\uc775\ub3c4 \ubc1c\uc0dd\uc2dc\ud0a4\uc9c0 \uc54a\ub294 \u2018\uc880\ube44 \ucc44\uad8c\u2019\uc758 \ucd94\uc2ec\uc744 \uc704\ud558\uc5ec \uc0ac\ud68c \uc804\uccb4\uac00 \uc790\uc6d0\uc744 \ub0ad\ube44\ud558\uac8c \ub418\ub294 \uc148\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \ucc44\uad8c\uc790\uc5d0\uac8c\ub3c4, \ucc44\ubb34\uc790\uc5d0\uac8c\ub3c4, \uadf8\ub9ac\uace0 \uad6d\uac00\uc5d0\ub3c4 \uc88b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubc95\uc740 \uc77c\uc815\ud55c \uc694\uac74 \ud558\uc5d0\uc11c \ucc44\ubb34\uc758 \uc77c\ubd80\ub97c \ud0d5\uac10\ud558\uac70\ub098 \uc804\ubd80\ub97c \uba74\ucc45\uc2dc\ucf1c \uc8fc\uace0, \uadf8 \ub300\uc2e0 \ucc44\ubb34\uc790\ub97c \ub2e4\uc2dc \uc815\uc0c1\uc801\uc778 \uacbd\uc81c \uc8fc\uccb4\ub85c \ubcf5\uadc0\uc2dc\ud0a4\ub294 \ud3b8\uc774 (\uc138\uae08\ub3c4 \uac70\ub458 \uc218 \uc788\uace0) \uc0ac\ud68c \uc804\uccb4\uc801\uc73c\ub85c \ud6e8\uc52c \ud6a8\uc728\uc801\uc774\ub77c\ub294 \ud310\ub2e8\uc5d0 \uc774\ub974\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc774 \ud68c\uc0dd\uacfc \ud30c\uc0b0 \uc81c\ub3c4\uac00 \ub9c8\ub828\ub41c \uadfc\ubcf8\uc801\uc778 \ucde8\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8\ub807\ub2e4\uba74 \uc774\ub7ec\ud55c \uc81c\ub3c4\ub294 \ub3c4\ub355\uc801 \ud574\uc774\ub97c \uc870\uc7a5\ud558\ub294 \uac83\uc774 \uc544\ub2cc\uac00<\/strong>?<\/strong><\/p>\n\n\n\n

\uc774\ub7ec\ud55c \uc81c\ub3c4\uc5d0 \ub300\ud558\uc5ec\ub294 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc6b0\ub824\uac00 \uc81c\uae30\ub429\ub2c8\ub2e4. \uc774\ub294 \u2018\ube4c\ub9b0 \ub3c8\uc740 \uac1a\uc544\uc57c \ud55c\ub2e4\u2019\ub294 \uc2dc\uc7a5 \uc6d0\ub9ac\uc5d0 \ubc18\ud558\uace0, \ube5a\uc744 \ud568\ubd80\ub85c \uc9c0\uace0 \uac1a\uc9c0 \uc54a\uc73c\ub824 \ud558\ub294 \ub3c4\ub355\uc801 \ud574\uc774(moral hazard)\ub97c \uc870\uc7a5\ud558\ub294 \uac83\uc774 \uc544\ub2cc\uac00 \ud558\ub294 \uc6b0\ub824\uc774\uc9c0\uc694. \uc2e4\uc81c\ub85c \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c\ub3c4 \uac1c\uc778\ud30c\uc0b0 \uc2e0\uccad\uc774 \uae09\uc99d\ud558\ub358 2000\ub144\ub300 \uc911\ubc18\uc5d0 \uc774 \ubb38\uc81c\uac00 \uc0ac\ud68c\uc801\uc73c\ub85c \ud06c\uac8c \ub17c\uc758\ub41c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8\ub7ec\ub098 \uc870\uae08 \ub354 \ubcf8\uc9c8\uc801\uc73c\ub85c \ubcf4\uc790\uba74, \uae08\uc735\uae30\uad00\uc744 \ube44\ub86f\ud55c \uc804\ubb38 \ucc44\uad8c\uc790\ub4e4\uc740 \ub300\ucd9c \uc2dc\uc810\uc5d0 \uc774\ubbf8 \ucc44\ubb34\ubd88\uc774\ud589 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uc5ec \uc774\ub97c \uc774\uc790\uc728\uc5d0 \ubc18\uc601\ud574 \ub454 \uc0c1\ud0dc\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucc44\ubb34\uc790\uac00 \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \ubd88\uc6b4\uc73c\ub85c \uc774\ud589\uc774 \ubd88\uac00\ub2a5\ud574\uc9c4 \uacbd\uc6b0, \uadf8 \uc190\uc2e4\uc744 \ucc44\ubb34\uc790 \ud55c \uc0ac\ub78c\uc774 \ud3c9\uc0dd \uac10\ub2f9\ud558\ub3c4\ub85d \ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \u2018\uc815\uc9c1\ud558\uc9c0\ub9cc \ubd88\uc6b4\ud55c \ucc44\ubb34\uc790\u2019\uc5d0\uac8c \u2018\uc0c8\ub85c\uc6b4 \ucd9c\ubc1c(fresh start)\u2019\uc758 \uae30\ud68c\ub97c \uc8fc\uc5b4 \ub2e4\uc2dc \uc0dd\uc0b0\uc801\uc778 \uacbd\uc81c \uc8fc\uccb4\ub85c \ubcf5\uadc0\uc2dc\ud0a4\ub294 \ud3b8\uc774 \uc0ac\ud68c \uc804\uccb4\uc801\uc73c\ub85c \ub354 \ud6a8\uc728\uc801\uc774\ub77c\uace0\ub3c4 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\uac8c \ud558\uc9c0 \uc54a\uc73c\uba74 \ucc44\ubb34\uc790\uc758 \uc778\uc801 \uc790\ubcf8\uc774 \ud3c9\uc0dd \uc0ac\uc7a5(\u6b7b\u85cf)\ub418\uc5b4\ubc84\ub9ac\ub294\ub370, \uc774\ub294 \ucc44\uad8c\uc790 \uc9d1\ub2e8 \uc804\uccb4\uc5d0\uac8c\ub3c4 \ubc14\ub78c\uc9c1\ud558\uc9c0 \uc54a\uc740 \uacb0\uacfc\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubb3c\ub860 \uc774\ub7ec\ud55c \ub17c\ub9ac\uac00 \ubb34\ud55c\uc815 \ud655\uc7a5\ub418\uc5b4\uc11c\ub294 \uc548 \ub418\uba70, \ubc95\uc6d0\uc758 \uba74\ucc45 \uc2ec\uc0ac \uc790\uccb4\uac00 \ub2e4\uc18c \uc5c4\uaca9\ud558\uac8c \uc774\ub8e8\uc5b4\uc838\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac1c\uc778\ud68c\uc0dd\uc740 \uc77c\ubd80\ub97c \uac1a\uace0 \ub098\uba38\uc9c0\ub97c \ud0d5\uac10\ubc1b\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4<\/strong><\/p>\n\n\n\n

\u2018\uac1c\uc778\ud68c\uc0dd\u2019\uc740 \ucc44\ubb34\uc790\uac00 \uc7a5\ub798\uc5d0 \ubc8c\uc5b4\ub4e4\uc77c \uc18c\ub4dd\uc758 \uc77c\ubd80\ub97c 3\ub144 \ub3d9\uc548 \uc131\uc2e4\ud788 \uac1a\uc73c\uba74, \ub0a8\uc740 \ucc44\ubb34\ub97c \uba74\ucc45\ud574 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4(\ucc44\ubb34\uc790\ud68c\uc0dd\ubc95 \uc81c579\uc870 \uc774\ud558).<\/p>\n\n\n\n

\uc0ac\uc5c5\uc774 \uc5b4\ub824\uc6cc\uc838 5\uc5b5 \uc6d0\uc758 \ube5a\uc744 \uc9c0\uac8c \ub41c 3\uc778 \uac00\uad6c \uac00\uc7a5\uc774 \uc788\uace0 \ud604\uc7ac \uc6d4 400\ub9cc \uc6d0 \uc815\ub3c4\uc758 \uc601\uc5c5 \uc774\uc775\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 3\uc778 \uac00\uad6c \ucd5c\uc800 \uc0dd\uacc4\ube44 277\ub9cc \uc6d0\uc744 \uacf5\uc81c\ud55c \uc57d 123\ub9cc \uc6d0\uc774 \ub9e4\uc6d4 \ubcc0\uc81c\uae08\uc774 \ub418\uace0, 3\ub144\uac04 \ucd1d 4,400\ub9cc \uc6d0 \uc815\ub3c4\ub97c \ubcc0\uc81c\ud55c \ud6c4 \ub0a8\uc740 4\uc5b5 5,600\ub9cc \uc6d0\uac00\ub7c9\uc758 \ucc44\ubb34\ub294 \uba74\ucc45\ub429\ub2c8\ub2e4. \uc774 \uacbd\uc6b0\uc758 \ubcc0\uc81c\uc728\uc740 \uc57d 9%\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

(\ucc38\uace0\ub85c \uc11c\uc6b8\ud68c\uc0dd\ubc95\uc6d0\uc774 \ubc1c\ud45c\ud55c 2025\ub144 \uc0c1\ubc18\uae30 \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, \uac1c\uc778\ud68c\uc0dd \ucc44\ubb34\uc790\ub4e4\uc758 \ubcc0\uc81c\uc728 \uc911\uc704\uac12\uc740 33.2% \uc218\uc900\uc785\ub2c8\ub2e4. \uc989, \uac1c\uc778\ud68c\uc0dd\uc744 \ud1b5\ud574 \uc804\uccb4 \ucc44\ubb34\uc758 \uc57d 1\/3 \uc815\ub3c4\ub9cc \ubcc0\uc81c\ud558\uace0 \ub098\uba38\uc9c0 2\/3\ub294 \uba74\ucc45\ubc1b\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.)<\/p>\n\n\n\n

\uac1c\uc778\ud30c\uc0b0\uc740 \ucc44\ubb34 \uc804\uc561\uc744 \uba74\ucc45\ubc1b\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4<\/strong><\/p>\n\n\n\n

\u2018\uac1c\uc778\ud30c\uc0b0 \ubc0f \uba74\ucc45\u2019\uc740 \ucc44\ubb34\uc790\uac00 \ube5a\uc744 \ub3c4\uc800\ud788 \uac1a\uc744 \ub2a5\ub825\uc774 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ub420 \ub54c\uc5d0, \ucc44\ubb34\uc790\uac00 \uac00\uc9c4 \uc7ac\uc0b0\uc744 \ubaa8\ub450 \uc815\ub9ac\ud558\uc5ec \ucc44\uad8c\uc790\ub4e4\uc5d0\uac8c \ubc30\ub2f9\ud55c \ub4a4 \ub0a8\uc740 \ucc44\ubb34 \uc804\uc561\uc744 \uba74\ucc45\ud574 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4(\ucc44\ubb34\uc790\ud68c\uc0dd\ubc95 \uc81c305\uc870, \uc81c556\uc870 \uc774\ud558).<\/p>\n\n\n\n

\uac1c\uc778\ud30c\uc0b0\uc740 \u2018\ud30c\uc0b0\uc120\uace0\u2019\uc640 \u2018\uba74\ucc45\u2019\uc774\ub77c\ub294 \ub450 \ub2e8\uacc4\ub85c \ub098\ub258\uc5b4 \uc9c4\ud589\ub429\ub2c8\ub2e4. \uba3c\uc800 \u2018\ud30c\uc0b0\uc120\uace0\u2019 \ub2e8\uacc4\uc5d0\uc11c \ubc95\uc6d0\uc740 \u2018\uc774 \ucc44\ubb34\uc790\ub294 \ub354 \uc774\uc0c1 \ube5a\uc744 \uac1a\uc744 \ub2a5\ub825\uc774 \uc5c6\ub294 \uc0c1\ud0dc\u2019\ub77c\ub294 \uc810\uc744 \uacf5\uc2dd\uc801\uc73c\ub85c \ud655\uc778\ud558\ub294 \uacb0\uc815\uc744 \ub0b4\ub9bd\ub2c8\ub2e4. \uc774\ub54c \ucc44\ubb34\uc790\uc5d0\uac8c \ub0a8\uc544 \uc788\ub294 \uc7ac\uc0b0\uc774 \uc788\ub2e4\uba74, \ubc95\uc6d0\uc774 \uc120\uc784\ud55c \u2018\ud30c\uc0b0\uad00\uc7ac\uc778\u2019\uc774\ub77c\ub294 \uc911\ub9bd\uc801\uc778 \uad00\ub9ac\uc790\uac00 \uadf8 \uc7ac\uc0b0\uc744 \ud604\uae08\ud654\ud558\uc5ec \ucc44\uad8c\uc790\ub4e4\uc5d0\uac8c \ub098\ub204\uc5b4 \uc9c0\uae09\ud569\ub2c8\ub2e4. \uadf8\ub2e4\uc74c \u2018\uba74\ucc45\u2019 \ub2e8\uacc4\uc5d0\uc11c \ubc95\uc6d0\uc740 \uadf8\ub798\ub3c4 \uac1a\uc9c0 \ubabb\ud558\uace0 \ub0a8\uc740 \ucc44\ubb34\uc5d0 \ub300\ud558\uc5ec \u2018\ub354 \uc774\uc0c1 \uac1a\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4\u2019\ub77c\uace0 \uc120\uc5b8\ud574 \uc904\uc9c0 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc8fc\uc758\ud560 \uc810\uc740, \ud30c\uc0b0\uc120\uace0\ub9cc \ubc1b\uace0 \uba74\ucc45 \uacb0\uc815\uae4c\uc9c0\ub294 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc2e4\uc81c\ub85c \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ud30c\uc0b0\uc120\uace0\ub9cc \ubc1b\uc740 \uc0c1\ud0dc\ub77c\uba74 \uc2e0\uc6a9\uc0c1\uc758 \ubd88\uc774\uc775\uc740 \uadf8\ub300\ub85c \ubd80\ub2f4\ud558\uba74\uc11c \ucc44\ubb34 \ubcc0\uc81c \uc758\ubb34\ub3c4 \uc5ec\uc804\ud788 \ub0a8\uc544 \uc788\uc5b4, \ucc44\ubb34\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uac00\uc7a5 \uace4\ub780\ud55c \uc0c1\ud669\uc5d0 \ub193\uc774\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud30c\uc0b0 \uc808\ucc28\uc5d0\uc11c\ub294 \ud30c\uc0b0\uc120\uace0\ub97c \ub118\uc5b4 \uba74\ucc45 \uacb0\uc815\uae4c\uc9c0 \ubc1b\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud68c\uc0dd\uacfc \ud30c\uc0b0\uc758 \ub300\uc0c1\uc774 \ub418\uc9c0 \uc54a\ub294 \ucc44\ubb34\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4<\/strong><\/p>\n\n\n\n

\uac1c\uc778\ud68c\uc0dd\uacfc \uac1c\uc778\ud30c\uc0b0\uc740 \uac01\uc790 \uc7a5\ub2e8\uc810\uc774 \uc788\uc73c\ubbc0\ub85c \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc808\ucc28\ub97c \uc120\ud0dd\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc18c\ub4dd\uc774 \uc788\uace0, \ud5a5\ud6c4\uc5d0\ub3c4 \uacbd\uc81c \ud65c\ub3d9\uc744 \ud65c\ubc1c\ud788 \ud558\uc2e4 \uacc4\ud68d\uc774\ub77c\uba74 \uac1c\uc778\ud68c\uc0dd\uc774 \uc801\ud569\ud569\ub2c8\ub2e4. \uac1c\uc778\ud68c\uc0dd\uc740 \uba74\ucc45 \ud6c4 \uc2e0\uc6a9\uc0c1\uc758 \ubd88\uc774\uc775\uc774 \uac1c\uc778\ud30c\uc0b0\uc5d0 \ube44\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \uc9e7\uac8c \ub0a8\ub294 \uacbd\ud5a5\uc774 \uc788\uace0, \u2018\ud30c\uc0b0\uc790\u2019\ub77c\ub294 \uc0ac\ud68c\uc801 \uc778\uc2dd\uc73c\ub85c\ubd80\ud130\ub3c4 \uc790\uc720\ub85c\uc6b4 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc720\uc758\ud558\uc2e4 \uc810\uc740, \ud68c\uc0dd\uc774\ub098 \ud30c\uc0b0\uc73c\ub85c \uba74\ucc45\uc744 \ubc1b\ub354\ub77c\ub3c4 \uadf8 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub418\ub294 \ucc44\ubb34\uac00 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc870\uc138\ucc44\ubb34, \ubc8c\uae08\u00b7\uacfc\ub8cc, \uc591\uc721\ube44 \ucc44\ubb34, \uace0\uc758\ub85c \uac00\ud55c \ubd88\ubc95\ud589\uc704\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\ucc44\ubb34 \ub4f1\uc740 \uba74\ucc45\uc758 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4(\ucc44\ubb34\uc790\ud68c\uc0dd\ubc95 \uc81c566\uc870). \ub610\ud55c \ud0c0\uc778\uc758 \ube5a\uc744 \ubcf4\uc99d\ud55c \u2018\ubcf4\uc99d\ucc44\ubb34\u2019\uc758 \uacbd\uc6b0, \uc8fc\ucc44\ubb34\uc790\uac00 \uba74\ucc45\uc744 \ubc1b\ub354\ub77c\ub3c4 \ubcf4\uc99d\uc778\uc758 \ucc45\uc784\uc740 \uadf8\ub300\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uac00\uc871 \uac04\uc5d0 \ubcf4\uc99d\uc744 \uc11c\uc2e0 \uacbd\uc6b0, \uc8fc\ucc44\ubb34\uc790 \ud55c \uc0ac\ub78c\ub9cc \ud68c\uc0dd \ub610\ub294 \ud30c\uc0b0 \uc808\ucc28\ub97c \ubc1f\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ubb38\uc81c\uac00 \ud574\uacb0\ub418\uc9c0 \uc54a\uace0 \ubcf4\uc99d\uc778\ub3c4 \ud568\uaed8 \uc808\ucc28\ub97c \uc9c4\ud589\ud558\uc5ec\uc57c \ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc808\ucc28\ub97c \uc2e0\uccad\ud558\uba74 \ucc44\uad8c\uc790\uc758 \ucd94\uc2ec\uc774 \uc989\uc2dc \uc911\ub2e8\ub429\ub2c8\ub2e4<\/strong><\/p>\n\n\n\n

\uac1c\uc778\ud68c\uc0dd \ub610\ub294 \uac1c\uc778\ud30c\uc0b0\uc744 \uc2e0\uccad\ud558\uba74, \ubc95\uc6d0\uc740 \ucc44\uad8c\uc790\ub4e4\uc774 \ucc44\ubb34\uc790\uc5d0 \ub300\ud558\uc5ec \uac15\uc81c\uc9d1\ud589, \uac00\uc555\ub958, \ucd94\uc2ec \ub4f1\uc744 \ud558\ub294 \uac83\uc744 \uae08\uc9c0\ud558\uac70\ub098 \uc911\uc9c0\uc2dc\ud0a4\ub294 \uba85\ub839\uc744 \ub0b4\ub9bd\ub2c8\ub2e4(\ucc44\ubb34\uc790\ud68c\uc0dd\ubc95 \uc81c593\uc870, \uc81c383\uc870). \ub530\ub77c\uc11c \ud1b5\uc7a5 \uc555\ub958\ub85c \uc0dd\uacc4\uac00 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc774\uac70\ub098, \uc0b4\uace0 \uc788\ub294 \uc9d1\uc774 \uacbd\ub9e4\uc5d0 \ub118\uc5b4\uac00 \uc788\ub294 \uc0c1\ud669\uc774\ub77c\ub3c4 \ubc95\uc6d0\uc5d0 \uc2e0\uccad\uc744 \ud558\uba74 \uc7a0\uc2dc\ub098\ub9c8 \ud55c\uc228\uc744 \ub3cc\ub9b4 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720\ub85c \uc2e4\ubb34\uc5d0\uc11c\ub294 \uc774\ubbf8 \uac15\uc81c\uc9d1\ud589\uc774 \uc784\ubc15\ud55c \uc2dc\uc810\uc5d0\uc11c \uae09\ud558\uac8c \uc2e0\uccad\uc744 \uc9c4\ud589\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub9fa\uc74c\ub9d0<\/strong><\/p>\n\n\n\n

\ud68c\uc0dd\uacfc \ud30c\uc0b0\uc740 \ub2e8\uc21c\ud788 \ucc44\ubb34\uc790\ub97c \ubcf4\ud638\ud558\ub294 \uc81c\ub3c4\uac00 \uc544\ub2c8\ub77c, \ub354 \uc774\uc0c1 \ud68c\uc218\ub418\uae30 \uc5b4\ub824\uc6b4 \ucc44\uad8c\uc744 \uc815\ub9ac\ud558\uc5ec \uc0ac\ud68c \uc804\uccb4\uc758 \uc790\uc6d0 \ubc30\ubd84\uc744 \ud6a8\uc728\ud654\ud558\ub294 \uc81c\ub3c4\uc758 \uc131\uaca9\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad00\uc810\uc5d0\uc11c \ubcf8\ub2e4\uba74 \ud68c\uc0dd\uacfc \ud30c\uc0b0 \uc808\ucc28\ub294 \ub2f9\uc0ac\uc790\uc778 \ucc44\ubb34\uc790\uc5d0\uac8c \ud65c\uc6a9\ud558\ub3c4\ub85d \uc548\ub0b4\ud558\ub294 \uac83\ub3c4 \uc758\ubbf8\uac00 \uc788\uc9c0\ub9cc, \uc8fc\ubcc0\uc5d0\uc11c \ud68c\uc218 \uac00\ub2a5\uc131\uc774 \ud76c\ubc15\ud55c \ucc44\uad8c\uc744 \ubd99\ub4e4\uace0 \uc624\ub79c \uc2dc\uac04 \uace0\ubbfc\ud558\uace0 \uc788\ub294 \ucc44\uad8c\uc790\uc758 \uc785\uc7a5\uc5d0\uc11c\ub3c4 \uac15\uc81c \ud30c\uc0b0 \uc2e0\uccad \ub4f1\uc758 \uc808\ucc28\ub97c \ud1b5\ud574 \ud65c\uc6a9\ub3c4\ub97c \uace0\ubbfc\ud574 \ubcfc \uc218 \uc788\ub294 \uc81c\ub3c4\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub3d9\ubb38 \uc5ec\ub7ec\ubd84\ub4e4\uc774 \ubaa8\ub450 \uac74\uac15\uacfc \uc548\uc815\ub41c \uc0dd\ud65c\uc744 \uc601\uc704\ud558\uc2dc\uae30\ub97c \uae30\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

0<\/p>\n\n\n\n

\uc774\uc885\ubbfc<\/strong>_ \ub18d\ub300 \uc870\uacbd\ud559\uacfc 04\ud559\ubc88\uc73c\ub85c \uc804\uc790\uc0c1\uac70\ub798 \uae30\uc5c5\uc5d0\uc11c 6\ub144\uac04 \uadfc\ubb34 \ud6c4, 2021\ub144\ubd80\ud130 \ubcc0\ud638\uc0ac\ub85c \ud65c\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8 \uce7c\ub7fc\uc5d0 \uae30\uc7ac\ub41c \uc0ac\ub840\ub294 \ubc95\ub839\uacfc \ud310\ub840\ub97c \uc124\uba85\ud558\uae30 \uc704\ud55c \ubaa9\uc801\uc758 \uac00\uc0c1\uc758 \uc0ac\ub840\uc784\uc744 \ubc1d\ud600\ub4dc\ub9bd\ub2c8\ub2e4.(jongmin04@gmail.com)<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc774\uc885\ubbfc \ubcc0\ud638\uc0ac, \uc870\uacbd 04 \uc55e\uc120 \uae00\ub4e4\uc5d0\uc11c\ub294 \ubbfc\uc0ac\uc18c\uc1a1\uacfc \uac15\uc81c\uc9d1\ud589, \uadf8\ub9ac\uace0 \uac00\uc555\ub958\uc5d0 \uad00\ud558\uc5ec \ub9d0\uc500\ub4dc\ub838\uc2b5\ub2c8\ub2e4. \ub3c8\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\ub294 \ucc44\uad8c\uc790\uc758 \uad00\uc810\uc5d0\uc11c \uc5b4\ub5bb\uac8c \ud574\uc57c \uc790\uc2e0\uc758 \uad8c\ub9ac\ub97c \uc2e4\ud604\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \uad00\ud55c \uc774\uc57c\uae30\uc600\uc9c0\uc694. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ubc18\ub300\ub85c, \uc774\ubbf8 \ub9ce\uc740 \ube5a\uc744 \uc9c0\uace0 \uc788\uc5b4 \ub354 \uc774\uc0c1 \uacbd\uc81c\uc801\uc73c\ub85c \ubc84\ud2f0\uae30 \uc5b4\ub824\uc6b4 \ucc44\ubb34\uc790\uc758 \uc785\uc7a5\uc5d0\uc11c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \uc808\ucc28\uc5d0 \uad00\ud558\uc5ec \uc0b4\ud3b4\ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4. \ubc14\ub85c \u2018\uac1c\uc778\ud68c\uc0dd\u2019\uacfc \u2018\uac1c\uc778\ud30c\uc0b0\u2019 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ubc95\ub960\uc801\uc73c\ub85c\ub294 …<\/p>\n<\/div>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[108],"tags":[],"yoast_head":"\n[\uc0dd\ud65c\uacfc \ubc95]\uac1c\uc778\uc758 \ud68c\uc0dd\uacfc \ud30c\uc0b0 - 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