{"id":11052,"date":"2023-03-05T17:49:31","date_gmt":"2023-03-05T08:49:31","guid":{"rendered":"https:\/\/www.kimsangjin.org\/?p=11052"},"modified":"2023-03-05T17:49:34","modified_gmt":"2023-03-05T08:49:34","slug":"%ec%9e%84%ec%9d%80%ea%b2%bd%ec%9d%b4-%eb%a7%8c%eb%82%9c-%ec%82%ac%eb%9e%8c%eb%82%a8%ed%8e%b8%ea%b3%bc-%ed%95%a8%ea%bb%98-%ea%b0%80%ea%be%bc-%eb%a7%88%ec%9d%84%eb%a7%8c%eb%93%a4","status":"publish","type":"post","link":"https:\/\/www.kimsangjin.org\/?p=11052","title":{"rendered":"\uc784\uc740\uacbd\uc774 \ub9cc\ub09c \uc0ac\ub78c
\u201c\ub0a8\ud3b8\uacfc \ud568\uaed8 \uac00\uafbc \u2018\ub9c8\uc744\ub9cc\ub4e4\uae30\u2019 \uc815\uc2e0 \uc138\uc0c1\uc5d0 \uc804\ud560 \uac83\u201d
[\uc778\ud130\ubdf0] \uace0\uacbd\uc544 \uacbd\uae30\ub3c4 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130 \uacf5\ub3d9\uccb4\uc721\uc131\ud300\uc7a5"},"content":{"rendered":"\n

\uc784\uc740\uacbd \uc120\uad6c\uc790 \ud3b8\uc9d1\uc8fc\uac04<\/p>\n\n\n\n

\"\"
.<\/figcaption><\/figure><\/div>\n\n\n\n

\uc9c0\ub09c 10\uc6d4, \uae40\uc0c1\uc9c4\uae30\ub150\uc0ac\uc5c5\ud68c \ud398\uc774\uc2a4\ubd81\uc5d0 \uace0\uacbd\uc544 \uacbd\uae30\ub3c4 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130 \uacf5\ub3d9\uccb4\uc721\uc131\ud300\uc7a5\uc774 \uc624\ub79c\ub9cc\uc5d0 \uc18c\uc2dd\uc744 \uc804\ud574\uc654\ub2e4. \ub9c8\uc744\ub9cc\ub4e4\uae30\uc804\uad6d\ub124\ud2b8\uc6cc\ud06c \ub300\ud654\ubaa8\uc784\uc774 \uc218\uc6d0 \uc61b \ub18d\ub300\ucea0\ud37c\uc2a4\uc5d0\uc11c \uc5f4\ub9ac\ub2c8 \uae40\uae30\uc0ac \ud68c\uc6d0\ub4e4\uc744 \ucd08\ub300\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4. 10\uc6d4 \ub300\ud654\ubaa8\uc784\uc5d0\uc11c\ub294 \ud2b9\ud788 \uc9c0\ub09c 2015\ub144 10\uc6d4\uc5d0 \ub3cc\uc544\uac00\uc2e0 \uc774\uadfc\ud638 \uc804 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130 \uc13c\ud130\uc7a5(\ub18d\ud654\ud559 86)\uc758 \uae30\uc77c\uc744 \ub9de\uc544 \u2018\uc774\uadfc\ud638\uc0c1\u2019 \uc2dc\uc0c1\uc2dd\uc774 \ud568\uaed8 \uc5f4\ub9b0\ub2e4\uace0 \ud588\ub2e4.<\/p>\n\n\n\n

\uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uc758 \ubd80\uc778\uc778 \uace0\uacbd\uc544 \ud300\uc7a5\uc740 2015\ub144 12\uc6d4\uc5d0 \ubc1c\uac04\ub41c \u300e\uc120\uad6c\uc790\u300f 103\ud638\uc5d0 \uae30\uace0\ubb38\uc744 \ubcf4\ub0b4, \uc774 \uc804 \uc13c\ud130\uc7a5\uc758 \uc7a5\ub840\uc5d0 \ub2ec\ub824\uc640 \uc900 \uae40\uc0c1\uc9c4\uae30\ub150\uc0ac\uc5c5\ud68c \ud68c\uc6d0\ub4e4\uc5d0\uac8c \uac10\uc0ac \uc778\uc0ac\ub97c \uc804\ud574\uc628 \ubc14 \uc788\ub2e4. \uc774 \uc804 \uc13c\ud130\uc7a5\uc758 \ubc30\uc6b0\uc790\uc774\uc790 \ud3c9\uc0dd\uc758 \ub3d9\uc9c0\uc600\ub2e4\ub294 \uace0 \ud300\uc7a5\uc740 \uc5ec\uc804\ud788 \uc758\uc5f0\ud558\uac8c \uadf8 \uae38\uc744 \uac00\uace0 \uc788\uad6c\ub098, \uc2f6\uc5c8\ub2e4. \uc0c8\ud574\ub97c \ub9de\uc544 \uace0 \ud300\uc7a5\uaed8 \ub9cc\ub0a8\uc744 \uccad\ud588\uace0, \uc9c0\ub09c 1\uc6d4 2\uc77c \uc218\uc6d0\uc2dc \uc7a5\uc548\uad6c \ud30c\uc7a5\ub3d9\uc5d0 \uc704\uce58\ud55c \uacbd\uae30\ub3c4 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130\uc5d0\uc11c \uadf8\ub97c \ub9cc\ub0ac\ub2e4.<\/p>\n\n\n\n

2015\ub144\uc5d0 \uc124\ub9bd\ub41c \uacbd\uae30\ub3c4 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130\ub294 \uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uc774 \ucd08\ub300 \uc13c\ud130\uc7a5\uc744 \ub9e1\uc558\ub358 \uacf3\uc774\ub2e4. \uace0\uacbd\uc544 \ud300\uc7a5\uc740 \uc774 \uc804 \uc13c\ud130\uc7a5\uc774 \ub3cc\uc544\uac00\uc2e0 \ud6c4 2016\ub144 4\uc6d4\ubd80\ud130 2018\ub144 4\uc6d4\uae4c\uc9c0 \uc774\uacf3\uc5d0\uc11c \uacbd\uc601\uae30\ud68d\ubcf8\ubd80\uc7a5\uc744 \ub9e1\uc558\uace0, \ud604\uc7ac\ub294 \uacf5\ub3d9\uccb4\uc721\uc131\ud300\uc7a5\uc73c\ub85c \uc77c\ud558\uace0 \uc788\ub2e4. \uc608\uc0b0\uc740 \uacbd\uae30\ub3c4\uac00 \ub300\uc9c0\ub9cc \ubc95\uc778\uc5d0\uc11c \uc704\ud0c1 \uc6b4\uc601\ud558\ub294 \uae30\uad00\uc73c\ub85c, \uace0 \ud300\uc7a5\uc740 \uacbd\uae30\ub3c4 31\uac1c \uc2dc\uad70\uc5d0\uc11c \ub9c8\uc744\uacf5\ub3d9\uccb4 \ud65c\ub3d9\uc744 \ud558\ub294 \uc870\uc9c1\ub4e4\uc758 \uc5f0\ub300\ub97c \ub3d5\ub294 \uc77c\uc744 \ud558\uace0 \uc788\ub2e4. \u201c\uc9c0\uc790\uccb4\ub294 \uc608\uc0b0\uc774 \uc788\uace0, \uacf5\ub3d9\uccb4\ub294 \ud65c\ub3d9 \uc608\uc0b0\uc774 \ud544\uc694\ud558\ub2c8\uae4c \uadf8 \ub458\uc744 \uc5f0\uacb0\ud574\uc8fc\ub294 \uc77c\uc774 \uc800\ud76c\uac00 \ud558\ub294 \uc77c\u201d\uc774\ub77c\uace0 \uadf8\ub294 \uc124\uba85\ud588\ub2e4. \ub2e4\ub978 \ub9d0\ub85c\ub294 \u2018\uc911\uac04\uc9c0\uc6d0\uc870\uc9c1\u2019\uc774\ub77c\uace0 \ud55c\ub2e8\ub2e4.<\/p>\n\n\n\n

\uc804\ubd81 \uc9c4\uc548 \ucd9c\uc2e0\uc778 \uace0 \ud300\uc7a5\uc740 \uc804\uc8fc\uc5d0\uc11c \uace0\ub4f1\ud559\uad50\ub97c \ub098\uc640 \uc804\ubd81\ub300 \ud654\ud559\uacfc\uc5d0 86\ud559\ubc88\uc73c\ub85c \uc785\ud559\ud588\ub2e4. \ud55c\uad6d\uae30\ub3c5\ud559\uc0dd\ud68c\ucd1d\uc5f0\ub9f9(KSCF) \uc804\uad6d \ud65c\ub3d9\uc744 \ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uc744 \ub9cc\ub0ac\ub2e4\uace0 \ud55c\ub2e4. \ud559\uad50\ub97c \uc878\uc5c5\ud558\uace0 \ud568\uaed8 \uc218\uc6d0\uc73c\ub85c \uc640\uc11c \uccad\ub144\uc6b4\ub3d9(\uc218\uc6d0 KYC)\uc744 \uc2dc\uc791\uc73c\ub85c \uc9c0\uae08\uae4c\uc9c0 \uacc4\uc18d \uc218\uc6d0\uc5d0\uc11c \uc2dc\ubbfc\ub2e8\uccb4 \uc77c\uc744 \ud574\uc654\ub2e4.<\/p>\n\n\n\n

\u201c\ub0a8\ud3b8\uacfc\ub294 \uc2a4\ubb3c\uc138 \uc0b4\uc5d0 \ub9cc\ub0ac\ub294\ub370 \ucc98\uc74c\ubd80\ud130 \uc11c\ub85c\uac00 \uc5b4\ub5a4 \uad00\uacc4\uac00 \ub420 \uc9c0\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ub97c \ub9ce\uc774 \ud588\uc5b4\uc694. \uc5d0\ub9ac\ud788 \ud504\ub86c\uc758 \u2018\uc0ac\ub791\uc758 \uae30\uc220\u2019 \uac19\uc740 \ucc45\uc744 \uc77d\uace0 \ud568\uaed8 \uc598\uae30\ud558\uace0. \uadf8\ub7ec\uba74\uc11c \ub0b4\uac00 \uc0dd\uac01\ud558\ub294 \uac83\uacfc \uadf8 \uc0ac\ub78c\uc758 \uc9c0\ud5a5\uc810\uc774 \uc11c\ub85c \ub2e4\ub974\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc744 \ub290\uaf08\uc5b4\uc694. \uc598\uae30\ub97c \ud574\ubcf4\ub2c8 \uc544\uc8fc \uc218\uc6a9\uc801\uc778 \uc0ac\ub78c\uc774\uc5c8\uace0, \ub0a8\ub140\uc758 \uc5ed\ud560\uc5d0 \ub300\ud574 \ud3b8\uacac\uc774 \uc5c6\uc5c8\uc5b4\uc694. \uc774 \uc0ac\ub78c\uacfc\ub294 \uc5f0\uc560\ub3c4 \uacb0\ud63c\ub3c4 \ud560 \ub9cc\ud558\ub2e4\ub294 \uc0dd\uac01\uc774 \ub4e4\uc5c8\uc8e0.\u201d<\/p>\n\n\n\n

\ubd80\ubd80 \uad00\uacc4\ub294 \uc0ac\ub294 \ub3d9\uc548 \ub0b4\ub0b4 \ub298 \uc0c8\ub85c\uc6e0\ub2e4. \ub204\uad6c\uc758 \uc544\ub0b4, \ub204\uad6c\uc758 \uc5c4\ub9c8\uac00 \uc544\ub2c8\ub77c \uace0\uacbd\uc544\ub294 \uace0\uacbd\uc544, \uc774\uadfc\ud638\ub294 \uc774\uadfc\ud638, \uac01\uc790 \uc11c\ub85c\uc758 \uc0b6\uc744 \uc798 \uc0b4 \uc218 \uc788\ub3c4\ub85d \uc874\uc911\ud574 \uc8fc\ub294 \uad00\uacc4\uc600\ub2e4. \ub450 \uc0ac\ub78c\uc740 \uc11c\ub85c\uc5d0\uac8c \uc874\ub300\ub9d0\uc744 \uc37c\ub2e4. \uace0 \ud300\uc7a5\uc740 \ub0a8\ud3b8\uc744 \ud68c\uc0c1\ud558\uba70 \u201c\uadf8\ub97c \ud1b5\ud574 \uce58\uc720\ub418\uace0 \uc131\uc7a5\ud558\uace0 \ucda9\uc871\ub418\ub294 \ub290\ub08c\uc744 \ubc1b\uc558\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uc790\uc2e0\uc758 \ubd80\ubaa8\ub098 \ud615\uc81c, \uc790\ub9e4\uc5d0\uac8c\uc11c\ub3c4 \ub290\uaef4\ubcf4\uc9c0 \ubabb\ud55c \uac10\uc815\uc774\uc5c8\ub2e4.<\/p>\n\n\n\n

\u201c<\/strong>\ub0a8\ud3b8\uc744 \ud1b5\ud574 \uc131\uc7a5\ud558\uace0 \ucda9\uc871\ub418\ub294 \uc0b6\uc744 \uc0b4\uc558\ub2e4<\/strong>\u201d<\/strong><\/p>\n\n\n\n

\u201c\uadf8\ub7f0\ub370 \uadf8\uac83\uc740 \uc11c\ub85c \uacc4\uc18d \ud6c8\ub828\uacfc \uc5f0\uc2b5\uc744 \ud574\uc57c \ud558\ub294 \uac70\uc608\uc694. \ub0b4\uac00 \uc874\uc911\ud574\uc57c \uc0c1\ub300\ubc29\ub3c4 \ub098\ub97c \uc874\uc911\ud558\ub294 \uac70\ub2c8\uae4c\uc694. \uadf8\uc758 \uc0dd\uc804\uc5d0\ub294 \uc800\ub3c4 \uc18d\uc0c1\ud560 \ub54c\ub294 \uadf8 \uc0ac\ub78c \uc695\ub3c4 \ud558\uace0 \ud749\ub3c4 \ubd24\uc744 \ud150\ub370, \uac00\uace0 \ub098\ub2c8\uae4c \uc774\ub7f0 \uc810\ub4e4\uc774 \ub354 \uc0dd\uac01\ub098\ub124\uc694. \uc9c0\uae08 \uac00\uc7a5 \uc544\uc26c\uc6b4 \uac83\uc740 \uc774\ub7f0 \ub300\ud654\ub97c \ub098\ub20c \uc0ac\ub78c\uc774 \uc5c6\ub2e4\ub294 \uac70\uc608\uc694. \ub0a8\ud3b8\uc758 \ube48\uc790\ub9ac\ubcf4\ub2e4\ub294 \ub3d9\ub8cc\ub97c \uc783\uc740 \uc0c1\uc2e4\uac10\uc774\ub77c\uace0 \ud560\uae4c\uc694. \uc11c\ub85c\uc758 \uc0dd\uac01\uacfc \ucca0\ud559\uc744 \ud3ec\ud568\ud574 \ubb34\uc2a8 \uc774\uc57c\uae30\ub4e0 \ub098\ub20c \uc218 \uc788\ub294 \uc778\uc0dd\uc758 \uce5c\uad6c\ub97c \uc783\uc740 \uc0c1\uc2e4\uac10\uc774 \uac00\uc7a5 \ucee4\uc694.\u201d<\/p>\n\n\n\n

2015\ub144 \u300e\uc120\uad6c\uc790\u300f 103\ud638\ub97c \ud3b8\uc9d1\ud560 \ub2f9\uc2dc \uc774 \uc804 \uc13c\ud130\uc7a5 \uad00\ub828 \uc790\ub8cc\ub97c \uc815\ub9ac\ud558\ub2e4\uac00 \u2018\ub9c8\uc744\uc0ac\ub78c \uc774\uadfc\ud638\u2019\ub77c\ub294 \ud45c\ud604\uc744 \ubcf8 \uc801\uc774 \uc788\uc5c8\ub2e4. \uadf8\ub3c4 \uadf8\ub7f4 \uac83\uc774 \uadf8\uc758 \uc0b6\uc740 \ub9c8\uc744\ub9cc\ub4e4\uae30 \ud65c\ub3d9\uacfc \ub5bc\ub824\uc57c \ub5c4 \uc218\uac00 \uc5c6\uc5c8\ub2e4. \uadf8\ub294 \ub9c8\uc744\ub9cc\ub4e4\uae30\uc804\uad6d\ub124\ud2b8\uc6cc\ud06c\uc758 \ucd08\uae30 \uba64\ubc84\uc774\uace0, \ub9e4\ub2ec \uc5f4\ub9ac\ub294 \ub9c8\uc744\ub9cc\ub4e4\uae30\uc804\uad6d\ub124\ud2b8\uc6cc\ud06c \ub300\ud654\ubaa8\uc784\uc758 \uc6b4\uc601\uc704\uc6d0\uc744 \ub9e1\uc544 \ubaa8\uc784\uc5d0 \ud55c \ubc88\ub3c4 \ube60\uc9c0\uc9c0 \uc54a\uace0 \ucc38\uc11d\ud588\ub2e4. 2016\ub144 4\uc6d4\uc5d0 \ucc3d\ub9bd\ud55c \uc774\uadfc\ud638\uae30\ub150\uc0ac\uc5c5\ud68c\uc758 \uad6c\uc131\uc6d0\ub3c4 \uc804\uad6d\uc5d0 \uc788\ub294 \ub9c8\uc744\ud65c\ub3d9\uac00\ub4e4\uc774\ub2e4.<\/p>\n\n\n\n

\u201c\uc774\uadfc\ud638\uae30\ub150\uc0ac\uc5c5\ud68c\uc5d0\uc11c\ub294 \ub9e4\ub144 10\uc6d4\uc5d0 \uc774\uadfc\ud638\uc0c1\uc744 \uc2dc\uc0c1\ud558\uace0 \uc788\uc5b4\uc694. \ub9c8\uc744\ud65c\ub3d9\uac00\ub4e4 \uc911\uc5d0 \uc815\ub9d0 \uadc0\uac10\uc774 \ub420 \ub9cc\ud55c \ubd84\ub4e4\uc744 \ub9e4\ub144 \uc138 \uba85 \uc120\uc815\ud574\uc11c \uc0c1\uae08 100\ub9cc\uc6d0\uc744 \uc218\uc5ec\ud558\uc9c0\uc694. \ub9c8\uc744 \ud65c\ub3d9\uc774\ub780 \uac83\uc774 \uc815\ub9d0 \ud798\ub4e4\uace0 \uc678\ub85c\uc6b4 \uc77c\uc5d0\uc694. \uc0ac\ub78c\ub4e4\uc758 \uc758\uacac\uc744 \uc870\uc728\ud558\ub294 \uc77c\uc774\uae30 \ub54c\ubb38\uc5d0 \ub298 \uac08\ub4f1\uc758 \uc911\uc2ec\uc5d0 \uc124 \ub54c\uac00 \ub9ce\uc9c0\uc694. \uadf8\ub7f0\ub370 \uc774\ubd84\ub4e4\uc774 \uc774\uac78 \ub2e4 \uc548 \ubc1b\uace0 \ub2e4\uc2dc \ud6c4\uc6d0\ud558\uc138\uc694. \uc774 \uc0c1\uc774 \uc0dd\uac01\ubcf4\ub2e4 \ubb34\uac81\uac8c \ub290\uaef4\uc9c0\uc2e0\ub300\uc694.\u201d<\/p>\n\n\n\n

\uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uacfc \uac19\uc740 \uae38\uc744 \uac78\uc5b4\uc628 \uace0\uacbd\uc544 \ud300\uc7a5\uc740 \ub0a8\ud3b8\uc758 \ub540\uacfc \ub208\ubb3c\uc774 \ubc34 \ub9c8\uc744\ub9cc\ub4e4\uae30 \uc6b4\ub3d9\uc744 \uacc4\uc18d \uc774\uc5b4\uac00\uace0 \uc788\ub2e4. \uc9c0\ub09c\ud574\ubd80\ud130\ub294 \ub9c8\uc744\ub9cc\ub4e4\uae30\uc804\uad6d\ub124\ud2b8\uc6cc\ud06c \uacf5\ub3d9\uc6b4\uc601\uc704\uc6d0\uc7a5\uc744 \ub9e1\uc544 \ub9e4\ub2ec \ub300\ud654\ubaa8\uc784\uc5d0 \ucc38\uc11d\ud558\uace0 \uc788\ub2e4. \uc774 \ubd80\ubd80\uac00 \u2018\ub9c8\uc744\ub9cc\ub4e4\uae30\u2019\ub77c\ub294 \uac83\uc744 \ud3c9\uc0dd\uc758 \uc8fc\uc81c\ub85c \uc0bc\uac8c \ub41c \uacc4\uae30\ub294 \ubb34\uc5c7\uc77c\uae4c.<\/p>\n\n\n\n

\u201c\uc774\uadfc\ud638 \uc528\uac00 2001\ub144\ubd80\ud130 \uc218\uc6d0 KYC(\ud55c\uad6d\uccad\ub144\uc5f0\ud569\ud68c \uc218\uc6d0\uc9c0\ubd80) \uc0ac\ubb34\uad6d\uc7a5\uc73c\ub85c \uc77c\ud588\ub294\ub370, \uc774\ub54c \uad11\uad50\uc0b0 \ub18d\uc0b0\ubb3c \uc9c1\uac70\ub798 \uc6b4\ub3d9\uc774\ub77c\ub294 \uac83\uc744 \ud588\uc5b4\uc694. \uad11\uad50\uc0b0 \uace8\uc9dc\uae30 \uc548\uc5d0 \ub17c\ub18d\uc0ac, \ubc2d\ub18d\uc0ac\ub97c \uc9d3\ub294 \ub18d\uac00\uac00 \uaf64 \uc788\uac70\ub4e0\uc694. \uadf8\ub7f0\ub370 \uc218\uc6d0\uc2dc\uc5d0\uc11c \u2018\uc774\uacf3\uc774 \uc0c1\uc218\uc6d0 \ubcf4\ud638\uad6c\uc5ed \uc548\uc774\uace0 \uad11\uad50\uc0b0 \ubc18\ub527\ubd88\uc774\ub97c \ubcf4\ud638\ud574\uc57c \ud558\ub2c8\uae4c \ub18d\uc57d\uc744 \uce58\uc9c0 \ub9d0\ub77c\u2019\uace0 \ud574\uc11c \uc218\uc6d0\uc2dc\uc640 \uadf8\uacf3 \ub18d\ubd80\ub4e4 \uac04\uc5d0 \ud1a0\ub860\ud68c\uac00 \uc5f4\ub838\uc5b4\uc694. \uad11\uad50\uc0b0 \ub18d\uac00\ub4e4\uc774 \uc790\uae30\ub4e4\uc758 \uc0dd\uc874\uad8c\ub3c4 \uc911\uc694\ud558\ub2e4\uace0 \ub9de\uc130\uac70\ub4e0\uc694. \uc218\uc6d0 KYC\ub3c4 \uadf8 \ud1a0\ub860\ud68c\uc5d0 \ucc38\uc5ec\ud588\uc8e0.\u201d<\/p>\n\n\n\n

\uace0 \ud300\uc7a5\uc740 \uadf8\ub54c \u2018\ud658\uacbd\ubcf4\ud638\u2019\ub97c \uc911\uc2dc\ud558\ub294 \uc77c\ubc18\uc758 \uc0c1\uc2dd\uacfc \ub2ec\ub9ac, \uadf8 \uc9c0\uc5ed \ub18d\uac00\ub4e4\uc5d0\uac8c\ub294 \uc0b6\uc758 \ubb38\uc81c\uac00 \uc6b0\uc120\uc774\ub77c\ub294 \uac83\uc744 \uae68\ub2ec\uc558\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub18d\ubbfc\ub4e4\uc758 \uc0dd\uc874\uad8c\uacfc \ud658\uacbd\uc774\ub77c\ub294 \uac00\uce58\uac00 \uc5b4\ub5bb\uac8c \uacf5\uc874\ud560 \uc218 \uc788\uc744\uae4c. \uc218\uc6d0 KYC\ub294 \uc774 \ubb38\uc81c\ub97c \uace0\ubbfc\ud558\uba74\uc11c \uad11\uad50\uc0b0 \ub18d\uac00\ub4e4\uacfc \uc9c0\uc18d\uc801\uc778 \uad00\uacc4\ub97c \ub9fa\uac8c \ub418\uc5c8\ub2e4. KYC \ud68c\uc6d0\ub4e4\uc774 \uad11\uad50\uc758 \uc808\uc784\ubc30\ucd94\ub098 \uc0c1\ucd94 \ub4f1\uc744 \uacf5\ub3d9 \uad6c\ub9e4\ud558\uace0, \uc720\uae30\ub18d\uc5c5\ub2e8\uc9c0 \uc870\uc131 \uc6b4\ub3d9\uc744 \uc2dc\uc791\ud574 \uc720\uae30\ub18d \uc300 \uc778\uc99d\ub3c4 \ubc1b\uc558\ub2e4. \uc774 \ub2f9\uc2dc\uc758 \uacbd\ud5d8\uc740 \uc774\ud6c4 \uacf5\ub3d9\uccb4\ub098 \ub9c8\uc744\ub9cc\ub4e4\uae30\uc5d0 \ub300\ud55c \uace0\ubbfc\uacfc \uc0dd\uac01\uc744 \uc774\uc5b4\uac00\uac8c \ub41c \ucd5c\ucd08\uc758 \uacc4\uae30\uac00 \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n

\ub9e4\ub144 <\/strong>10<\/strong>\uc6d4 <\/strong>\u2018<\/strong>\uc774\uadfc\ud638<\/strong>\u2019<\/strong>\uc0c1<\/strong>, <\/strong>\ub9c8\uc744\ud65c\ub3d9\uac00\uc5d0\uac8c \ubc31\ub9cc \uc6d0\uc529 \uc218\uc5ec<\/strong><\/p>\n\n\n\n

\"\"
.<\/figcaption><\/figure><\/div>\n\n\n\n

\u201c2002\ub144\uc5d0\ub294 \uc218\uc6d0 KYC\uac00 \ud654\uc131 \uae38\ub77c\uc7a1\uc774 \ud65c\ub3d9\uc744 \uc2dc\uc791\ud588\uc5b4\uc694. \uc218\uc6d0\uc2dc\uac00 2005\ub144\uc5d0\uc11c 2009\ub144\uae4c\uc9c0 \ud654\uc131 \uad00\uad11\uc548\ub0b4\uc18c \uc6b4\uc601\uc744 KYC \uac19\uc740 \ubbfc\uac04\uc5d0 \ub9e1\uae34 \uc801\uc774 \uc788\uc5c8\uac70\ub4e0\uc694. \uad00\uad11\uac1d\ub4e4\uc744 \uc778\uc194\ud574 \uc138 \uc2dc\uac04 \ucf54\uc2a4\ub85c \ud314\ub2ec\ubb38 \uc77c\ub300\ub97c \ub3cc\uba74\uc11c \ubb38\ud654\uc720\uc0b0 \ud574\uc124\uacfc \uc548\ub0b4\ub97c \ud588\uc8e0. \uc694\uc998\uc5d0\ub294 \uc5b4\ub290 \uacf3\uc774\ub098 \ubb38\ud654\uc720\uc0b0 \ub3d9\ubc18 \uc548\ub0b4\uac00 \uc77c\ubc18\ud654\ub418\uc5c8\ub294\ub370, \uc218\uc6d0\uc774 \uc774\uac78 \ud6e8\uc52c \uba3c\uc800 \uc2dc\uc791\ud55c \uac70\uc8e0. \uadf8\uc911\uc5d0\uc11c\ub3c4 \uc218\uc6d0 KYC\uc758 \ud654\uc131 \uae38\ub77c\uc7a1\uc774 \ud65c\ub3d9\uc774 \ud604\uc7ac \uad00\uad11\uc548\ub0b4\uc18c\uc758 \ubb38\ud654\ub97c \ubc14\uafb8\ub294 \ub370 \ud070 \uc5ed\ud560\uc744 \ud588\uc5b4\uc694.\u201d<\/p>\n\n\n\n

\uace0 \ud300\uc7a5\uc740 2003\ub144\uc5d0 KYC \uc790\uc6d0\ubd09\uc0ac 4\uae30\ub85c \ub4e4\uc5b4\uac00\uc11c KYC \ud65c\ub3d9\uc744 \uc2dc\uc791\ud588\ub2e4. \ud55c \ub2ec\uc5d0 \ud55c\ubc88 \ud654\uc131\uc5d0 \uac00\uc11c \uc548\ub0b4 \ud574\uc124\uc0ac\ub97c \ub9e1\uc558\ub294\ub370, \uc77c\uc774 \uc801\uc131\uc5d0 \ub9de\uc558\ub358\uc9c0 \uc815\ub9d0 \uc7ac\ubbf8\uc788\uac8c \ud588\ub2e4\uace0 \ud55c\ub2e4. \ucc28\uce30 \uad00\uad11\uc548\ub0b4\uc18c\uac00 \uc788\ub294 \ud589\uad81\ub3d9\uc758 \uc8fc\ubbfc \uc911\uc5d0\ub3c4 \uae38\ub77c\uc7a1\uc774\ub85c \ucc38\uc5ec\ud558\ub294 \ubd84\ub4e4\uc774 \uc0dd\uacbc\ub2e4. \uadf8\ub7f0\ub370 \uc815\uc791 \uc8fc\ubbfc\uc790\uce58\uc704\ub97c \ud1b5\ud574 \ub9cc\ub09c \uc8fc\ubbfc\ub4e4\uc740 \ud654\uc131\uc5d0 \ub300\ud55c \ubd84\ub178\uac00 \ub300\ub2e8\ud588\ub2e4. \ud654\uc131\uc744 \ubcf5\uc6d0\ud558\uaca0\ub2e4\uba70 \uc77c\ub300\ub97c \uc218\uc6a9\ud558\uace0, \uc0ac\ub78c\uc740 \uc0b4\uc9c0 \uc54a\ub294 \uae30\uc640\uc9d1\uc744 \uc9d3\uae30 \uc704\ud574 \uc815\uc791 \uc8fc\ubbfc\ub4e4\uc740 \ub0b4\ucad3\uae30\ub294 \ud615\uad6d\uc774 \ub418\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n

\u201c\uc218\uc6d0\uc2dc\ub294 \ud654\uc131\ub9cc \uad00\uc2ec \uac16\uace0 \uac00\uafb8\ub824\uace0 \ud588\uc9c0 \ub3d9\ub124\uc5d0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc740 \uad00\uc2ec\uc774 \uc5c6\uc5c8\uc5b4\uc694. \uadf8\ub798\uc11c \uc774 \uc131\uc774 \uc138\uacc4\ubb38\ud654\uc720\uc0b0\uc774 \ub420 \uc218 \uc788\ub294 \uac83\uc740 \uc131 \uc548\uc5d0 \uc0ac\ub78c\uc774 \uc0b4\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub77c\ub294 \uac83, \ud654\uc131\ub3c4 \uc138\uacc4\ubb38\ud654\uc720\uc0b0\uc774\uc9c0\ub9cc \uadf8 \uc548\uc5d0 \uc0b4\uace0 \uc788\ub294 \uc8fc\ubbfc\ub4e4\ub3c4 \uc138\uacc4\ubb38\ud654\uc720\uc0b0\uc774\ub77c\ub294 \uac83\uc744 \uc2dc\uc5d0 \uc54c\ub9ac\ub824\uace0 \ub178\ub825\ud588\uc8e0. \uad11\uad50\uc758 \uc720\uae30\ub18d\uc5c5\ub2e8\uc9c0 \uc870\uc131\uacfc \ub9c8\uc744\ub9cc\ub4e4\uae30\uac00 \ud589\uad81\ub3d9\uc758 \ub9c8\uc744\ub9cc\ub4e4\uae30\ub85c \ud655\uc7a5\ub41c \uacc4\uae30\uac00 \ubc14\ub85c \uc774\uac83\uc774\uc5c8\uc5b4\uc694.\u201d<\/p>\n\n\n\n

\uace0 \ud300\uc7a5\uc740 2006\ub144\ubd80\ud130 2011\ub144\uae4c\uc9c0 \uc218\uc6d0 KYC \uacf5\ub3d9\ub300\ud45c\ub97c \ub9e1\uc544 \ub9e4\uc77c \uc544\uce68 \ud589\uad81\ub3d9\uc73c\ub85c \ucd9c\uadfc\ud588\ub2e4. \ubcf4\ud638\uad00\ucc30 \uccad\uc18c\ub144\uc5d0 \ub300\ud55c \uba58\ud1a0\ub9c1\uc744 \ud558\uac70\ub098 \ub3d9\ub124 \uc8fc\ubbfc\ub4e4\uacfc \ud568\uaed8 \ubb38\ud654\uc7ac \uc9c0\ud0b4\uc774 \ud65c\ub3d9 \ub4f1\uc744 \ubc8c\uc600\ub2e4. 2012\ub144\ubd80\ud130\ub294 \ub098\ud61c\uc11d\uae30\ub150\uc0ac\uc5c5\ud68c \uc0ac\ubb34\uad6d\uc5d0\uc11c \uc77c\ud558\uba74\uc11c \u2018\ub098\ud61c\uc11d \uc0dd\uac00\uac70\ub9ac \ubbf8\uc220\uc81c\u2019 \uc2e4\ubb34 \uc77c\uc744 \ud588\ub2e4. \ubc31\ud37c\uc13c\ud2b8 \uc8fc\ubbfc\uc73c\ub85c \ud798\uc73c\ub85c \uc5ec\ub294 \ubbfc\uac04 \ud589\uc0ac\uc600\ub2e4. \ub3d9\ub124 \uc8fc\ubbfc\uc744 \uc218\uc2ed \uba85\uc5d0\uc11c \ubc31 \uba85 \uac00\uae4c\uc774 \ubaa8\uc544 \uc704\uc6d0\ud68c\ub97c \uc870\uc9c1\ud574\uc11c \ud589\uc0ac\ub97c \uce58\ub800\ub2e4.<\/p>\n\n\n\n

\u201c2013\ub144\uc5d0\ub294 \ud654\uc131 \uc7a5\uc548\ubb38 \uc548\ucabd \uc2e0\ud48d\ub3d9\uacfc \uc7a5\uc548\ub3d9\uc5d0\uc11c \u2018\uc790\ub3d9\ucc28 \uc5c6\uc774 \ud55c \ub2ec \uc0dd\ud65c\ud558\uae30\u2019\ub97c \uc2e4\ucc9c\ud558\ub294 \u2018\uc0dd\ud0dc\uad50\ud1b5 \uc218\uc6d0 2013\u2019 \ub9c8\uc744\uc0ac\ubb34\uc18c\uc758 \ub9c8\uc744\uad6d\uc7a5 \uc77c\uc744 \ud588\uc5b4\uc694. \uc8fc\ubbfc \uc57d 4\ucc9c 3\ubc31 \uba85\uc774 \uc0b4\uace0 \uc788\ub294 \uc774 \ub3d9\ub124\uc5d0\uc11c \ud55c \ub2ec \ub3d9\uc548 \uc790\ub3d9\ucc28\ub97c \uc644\uc804\ud788 \ubc16\uc73c\ub85c \ube90\uc5b4\uc694. \uc5ec\uae30\uc11c\ub294 \ub204\uad6c\ub098 \uac77\uac70\ub098 \uc790\uc804\uac70\ub9cc \ud0c0\uace0 \ub2e4\ub154\uace0, \uc2e4\uc81c\ub85c \uc131\uacf5\uc744 \uac70\ub450\uc5c8\uc5b4\uc694.\u201d<\/p>\n\n\n\n

\uadf8 \ud55c \ub2ec \ub3d9\uc548 \ub3d9\ub124\uac00 \uadf8\ub807\uac8c \uc870\uc6a9\ud560 \uc218\uac00 \uc5c6\uc5c8\ub2e4. \u2018\ucc28 \uc640\uc694, \ud53c\ud574\uc694\u2019 \ud558\ub294 \ub9d0\uc774 \uc0ac\ub77c\uc9c0\uace0, \ub3d9\ub124 \uc0ac\ub78c\ub4e4\uc758 \ud45c\uc815\ub3c4 \ub2ec\ub77c\uc84c\ub2e4. \ubaa8\ub450 \ub2e4 \uc6c3\uace0, \ub9cc\ub098\uba74 \uba3c\uc800 \uc778\uc0ac\ud588\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \ub3c4\ub85c \uc704\ub97c \uc790\uc720\ub86d\uac8c \uac78\uc5b4\ub2e4\ub2c8\uba74\uc11c \ud589\ubcf5\ud574\ud588\ub2e4. \ub3c4\ub85c\uac00 \ube44\ub2c8\uae4c \uc2dc\uc57c\ub3c4 \ud655 \ud2b8\uc5ec\uc11c \ub3d9\ub124\uc5d0\uc11c\ub3c4 \ud654\uc131\uc758 \uac74\ubb3c\ub4e4\uc774 \ud55c\ub208\uc5d0 \ub4e4\uc5b4\uc654\ub2e4. \ub3d9\ub124 \uc804\uccb4\uac00 \ub109\ub109\ud558\uace0 \uc5ec\uc720\ub85c\uc6cc\uc9c4 \ub290\ub08c\uc774\uc5c8\ub2e4.<\/p>\n\n\n\n

\u201c\uc0dd\ud0dc\uad50\ud1b5\uc740 2011\ub144\uc5d0 \ub3c5\uc77c\uc758 \ucf58\ub77c\ub4dc \uc624\ud1a0 \uc9d0\uba38\ub9cc\uc774 \ucc98\uc74c \ucc3d\uc548\ud55c \uac1c\ub150\uc778\ub370, \uadf8\uac83\uc744 \uc2e4\uc81c \uc0ac\ub78c \uc0ac\ub294 \ub3d9\ub124\uc5d0\uc11c \ud55c\ubc88 \uad6c\ud604\ud574\ubcf8 \uac70\uc608\uc694. \uc138\uacc4 \ucd5c\ucd08\ub85c \uc2e4\uc81c \ud604\uc2e4\uacf5\uac04\uc5d0\uc11c \uc11d\uc720\uac00 \ub5a8\uc5b4\uc84c\ub2e4\ub294 \uc804\uc81c \ud558\uc5d0 \uc790\ub3d9\ucc28 \uc5c6\uc774 \uc0b4\uc544\ubcf4\ub294 \uc2e4\ud5d8\uc5d0 \ud589\uad81\ub3d9 \uc8fc\ubbfc\ub4e4\uc774 \ucc38\uc5ec\ud55c \uac70\uc8e0. \uadf8\ub54c \uc8fc\ubbfc\ub4e4\uacfc \ud568\uaed8 \ud588\ub358 \uacbd\ud5d8, \uc790\ub3d9\ucc28\uac00 \uc0ac\ub77c\uc9c4 \ub3c4\ub85c \uc704\uc5d0 \uc120 \uc0ac\ub78c\ub4e4\uc758 \ud45c\uc815\uacfc \ubaa8\uc2b5\uc740 \uc815\ub9d0\ub85c \uc78a\uc744 \uc218\uac00 \uc5c6\uc5b4\uc694.\u201d<\/p>\n\n\n\n

\u2018<\/strong>\ub9c8\uc744\ub9cc\ub4e4\uae30<\/strong>\u2019<\/strong>\uc5d0\uc11c \uc81c\uc77c \uc911\uc694\ud55c \uac83\uc740 <\/strong>\u2018<\/strong>\uc0ac\ub78c<\/strong>\u2019<\/strong><\/p>\n\n\n\n

\ub2f9\uc2dc \ud589\uad81\ub3d9 \ub9c8\uc744\ub9cc\ub4e4\uae30 \ud65c\ub3d9\uac00\ub4e4\uc774 \ud568\uaed8 \ud588\ub358 \u2018\ud589\uad81\ub3d9 \ub9c8\uc744 \ub808\uc9c0\ub358\uc2dc\u2019\ub77c\ub294 \uac74\ubb3c\uc774 \ud604 \ud654\uc131\ud589\uad81 \uad11\uc7a5 \uc606\uc5d0 \uc788\uc5c8\ub2e4. \uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uc774 \ucd08\ub300 \uc13c\ud130\uc7a5\uc744 \ud588\ub358 \ub9c8\uc744\ub974\ub124\uc0c1\uc2a4 \uc13c\ud130\uac00 \uc790\ub9ac\ud55c \uac74\ubb3c\uc774\uae30\ub3c4 \ud588\ub2e4. 2005\ub144\uc5d0 \uad11\uc7a5\uc744 \ub9cc\ub4e4\uba74\uc11c \uc77c\ub300\ub97c \uc804\ubd80 \uc218\uc6a9\ud574\uc11c \uc9c0\uae08\uc740 \uc5c6\uc5b4\uc9c4 \uac74\ubb3c\uc774\ub2e4. 2015\ub144\uc5d0 \uadf8 \uc790\ub9ac\uc5d0 \uc774 \uc804 \uc13c\ud130\uc7a5\uc744 \uae30\ub150\ud558\ub294 \u2018\uc904\ud0c1\ub3d9\uc2dc \ub9c8\uc744\uc815\uc6d0\u2019\uc774 \uc870\uc131\ub418\uc5c8\ub2e4.<\/p>\n\n\n\n

\u201c\uc904\ud0c1\ub3d9\uc2dc(\u5550\u5544\u540c\u6642)\ub780 \ubcd1\uc544\ub9ac\uac00 \uc54c\uc5d0\uc11c \ub098\uc624\uae30 \uc704\ud574\uc11c\ub294 \uc0c8\ub07c\uc640 \uc5b4\ubbf8\ub2ed\uc774 \uc548\ud30e\uc5d0\uc11c \uc11c\ub85c \ucabc\uc544\uc57c \ud55c\ub2e4\ub294 \ub73b\uc774\uc5d0\uc694. \ub9c8\uc744\ub9cc\ub4e4\uae30\ub294 \uc8fc\ubbfc\ub4e4\uc774 \uc2a4\uc2a4\ub85c \ucabc\uc544\uc11c \ub098\uc624\ub824\ub294 \uc900\ube44\uac00 \ub418\uc5b4\uc788\uc744 \ub54c \uc9c0\uc6d0\uc744 \ud574\uc8fc\uc5b4\uc57c\uc9c0 \ud589\uc815\uc5d0\uc11c \uc77c\ubc29\uc801\uc73c\ub85c \uc9c0\uc6d0\ud558\ub294 \uac83\uc73c\ub85c\ub294 \uc131\uacf5\ud558\uc9c0 \ubabb\ud55c\ub2e4\ub294 \uc758\ubbf8\uc8e0. \uc774\uadfc\ud638 \uc528\uac00 \ub298 \uac00\uc9c0\uace0 \ub2e4\ub2c8\ub358 PPT \uc790\ub8cc\uc758 \ub9e8 \uc55e\ubd80\ubd84\uc5d0 \ub098\uc624\ub294 \uc0ac\uc790\uc131\uc5b4\uc5d0\uc694.\u201d<\/p>\n\n\n\n

\ub9c8\uc744\ub9cc\ub4e4\uae30 \uc6b4\ub3d9\uc740 2007\ub144\uc5d0 \ub9c8\uc744\ub9cc\ub4e4\uae30 \uc804\uad6d\ub300\ud68c\uac00 \uc2dc\uc791\ub418\uba74\uc11c \uc804\uad6d \ub124\ud2b8\uc6cc\ud06c\ub85c \ubc1c\uc804\ud588\ub2e4. \ud55c \ub2ec\uc5d0 \ud55c \ubc88 \uc5f4\ub9ac\ub294 \ub9c8\uc744\ub9cc\ub4e4\uae30 \uc804\uad6d\ub124\ud2b8\uc6cc\ud06c \ub300\ud654\ubaa8\uc784\uc740 70\ud68c\uac00 \ub118\uc740 \uc9c0\uae08\uae4c\uc9c0 \uc26c\uc9c0 \uc54a\uace0 \uc5f4\ub9ac\uace0 \uc788\ub2e4. \uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uc740 \uc774 \ub300\ud654\ubaa8\uc784\uc758 \uc6b4\uc601\uc704\uc6d0\uc744 \ub9e1\uc544 \ub9c8\uc9c0\ub9c9\uae4c\uc9c0 \ud55c \ubc88\ub3c4 \uc548 \ube60\uc9c0\uace0 \ucc38\uc11d\ud588\ub2e4.<\/p>\n\n\n\n

\u201c\ub300\ud654\ubaa8\uc784\uc740 1\ubc15 2\uc77c \uc77c\uc815\uc73c\ub85c \uc5f4\ub9ac\ub294\ub370, \ud55c \uac00\uc9c0 \uc6d0\uce59\uc774 \uc788\uc5b4\uc694. \ucc98\uc74c \ub9cc\ub0ac\uc744 \ub54c \ubaa8\ub450\uac00 \uc790\uae30\uc18c\uac1c\ub97c \ud574\uc57c \ud558\uace0, 1\ubc15 2\uc77c\uc774 \ub2e4 \ub05d\ub098\uba74 \ub2e4\uc2dc \ud55c \ubc88 \uc790\uae30\uc18c\uac1c\ub97c \ud574\uc694. \ucc98\uc74c\uc5d0\ub294 \ub2e4 \uc5b4\uc0c9\ud574\uc11c \uba38\ubb47\uac70\ub9ac\ub294\ub370, \ub05d\ub0a0 \ubb34\ub835\uc5d0\ub294 \ub2e4\ub4e4 \ud558\uace0 \uc2f6\uc740 \uc598\uae30\uac00 \uc5bc\ub9c8\ub098 \ub9ce\uc740\uc9c0 \ubab0\ub77c\uc694. \uac70\uae30 \ucc38\uc5ec\ud55c \uc0ac\ub78c\ub4e4\uc774 \uc220\ub3c4 \uc548 \ub9c8\uc2dc\uace0 \ubc24\uc0c8\ub3c4\ub85d \ub9c8\uc744 \ud65c\ub3d9 \uc774\uc57c\uae30\ub97c \ud558\ub294 \uac78 \ubcf4\uace0 \ucc98\uc74c\uc5d0\ub294 \ub108\ubb34 \uc2e0\uae30\ud588\uc5b4\uc694.\u201d<\/p>\n\n\n\n

\"\"
.<\/figcaption><\/figure><\/div>\n\n\n\n

\ub9c8\uc744\ub9cc\ub4e4\uae30 \ud65c\ub3d9 \uc598\uae30\ub294 \ub610 \uc790\uc5f0\uc2a4\ub808 \uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5 \uc774\uc57c\uae30\ub85c \ud758\ub7ec\uac14\ub2e4. \uc218\uc6d0 KYC\uc640 \uc218\uc6d0\uc758\uc81c21, \ub9c8\uc744\ub974\ub124\uc0c1\uc2a4 \uc13c\ud130\uc5d0\uc11c\ub294 \uc0ac\ubb34\uad6d\uc7a5, \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130\ub294 \ucd08\ub300 \uc13c\ud130\uc7a5, \ub9c8\uc744\ub9cc\ub4e4\uae30\uc804\uad6d\ub124\ud2b8\uc6cc\ud06c \ub300\ud654\ubaa8\uc784\uc740 \ucd08\ub300 \uc6b4\uc601\uc704\uc6d0\uc7a5\uc744 \ub9e1\uc558\ub358 \uadf8\uc758 \uc0b6\uc740 \ub298 \ubb54\uac00 \uc0c8\ub85c\uc6b4 \uac83\uc744 \uac1c\ucc99\ud558\ub294 \uac83\uc774\uc5c8\ub2e4\uace0 \uace0 \ud300\uc7a5\uc740 \ud68c\uc0c1\ud588\ub2e4. \uc815\uce58\uc801 \uc131\ud5a5\uc774 \ub2e4\ub978 \ucabd\uc5d0\uc11c \uc2dc\uc7a5\uc774 \ub2f9\uc120\ub418\uba74 \uc2e4\ubb34\uc801\uc778 \ub3c4\uc6c0\uc774 \ub2e4 \ub04a\uaca8\uc11c \uace0\uc0dd\ud55c \uc801\ub3c4 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n

\u201c\uadf8\ub807\uac8c \uace0\uc0dd\uace0\uc0dd\ud574\uc11c \uc77c\uc774 \uc790\ub9ac \uc7a1\ud788\uba74, \uac70\uae30\uc5d0 \uc548\uc8fc\ud558\uc9c0 \uc54a\uace0 \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \ub118\uaca8\uc8fc\uace0 \uc790\uae30\ub294 \ub610 \ub2e4\ub978 \uac83\uc744 \uac1c\ucc99\ud558\uace0 \ub098\uc130\uc5b4\uc694. \uc800\ub294 \uadf8 \uc77c\uc774 \uccb4\uacc4\ub97c \uc7a1\uace0 \uc54c\ub9f9\uc774\ub97c \ucc44\uc6b0\ub294 \uc77c\uc744 \uc8fc\ub85c \ud574\uc654\ub358 \uac83 \uac19\uc544\uc694. \uadf8\uac00 \uc218\uc6d0\uc758\uc81c21 \uc0ac\ubb34\uad6d\uc7a5\uc744 \ub9e1\uc558\uc744 \ub54c, \uc81c\uac00 \uacf5\ub3d9\ub300\ud45c\ub97c \ub9e1\uace0 \uc788\ub358 \uc218\uc6d0 KYC\uc5d0\uc11c \uc77c\uc744 \ub9ce\uc774 \ub3c4\uc654\ub358 \uac83\ucc98\ub7fc\uc694. \uadf8\ub7f0\ub370 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \uc800\ub3c4 \ub611\uac19\uc774 \uc77c\uc744 \ubc8c\uc774\ub294 \uc0ac\ub78c\uc73c\ub85c \ubcf4\ub354\ub77c\uace0\uc694.(\uc6c3\uc74c)\u201d<\/p>\n\n\n\n

\u2018<\/strong>\ub9c8\uc744\uc0ac\ub78c<\/strong>\u2019 <\/strong>\uc774\uadfc\ud638<\/strong>, <\/strong>\uadf8\uc640 \ud568\uaed8 \ud55c \uace0\uacbd\uc544<\/strong><\/p>\n\n\n\n

\uc9c0\ub09c 2015\ub144 \uac00\uc744, \uc774 \uc13c\ud130\uc7a5\uc758 \ube48\uc18c\ub294 \uc815\ub9d0 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\ub85c \ub118\uccd0\ub0ac\ub2e4. \ub108\ubb34 \uac11\uc791\uc2a4\ub7f0 \uc77c\uc744 \ub2f9\ud574 \uc81c\ub300\ub85c \ub41c \uc774\ubcc4\ub3c4 \ubabb\ud55c \uace0 \ud300\uc7a5\uc774 \uc7a5\ub840 \uae30\uac04, \uadf8\ub9ac\uace0 \uadf8 \ud6c4\ub85c \uc77c \ub144\uc774 \ub118\ub3c4\ub85d \uc628\uc804\ud788 \uc2ac\ud37c\ud560 \uc218 \uc788\ub3c4\ub85d \ubc30\ub824\ud574\uc900 \uac83\ub3c4 \ubc14\ub85c \uadf8 \uc0ac\ub78c\ub4e4\uc774\uc5c8\ub2e4. \u201c\uacf5\ub3d9\uccb4\ub77c\ub294 \uac83\uc774 \uc190\uc5d0 \uc7a1\ud788\ub294 \uac83\ub3c4 \uc544\ub2c8\uace0 \uad6c\uccb4\uc801\uc778 \uc774\uc775\uacfc \uad00\uacc4\uc5c6\ub294 \uac83\uc774\uc9c0\ub9cc, \ub0b4\uac00 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc744 \ub54c \uc774\ub807\uac8c \ub9c8\uc74c\uc744 \uac19\uc774 \ud574\uc8fc\ub294 \uac83\uc774 \uacf5\ub3d9\uccb4\ub77c\ub294 \uac83\uc744 \uc0c8\uc0bc \ub290\uaf08\ub2e4\u201d\uace0 \uace0 \ud300\uc7a5\uc740 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n

\u201c\uc11c\uc6b8\ub300 \ub18d\ud654\ud559\uacfc\uc5d0\uc11c\ub3c4 \uc2ed\uc2dc\uc77c\ubc18\uc73c\ub85c \ucc9c\ub9cc \uc6d0 \uac00\uae4c\uc6b4 \ub3c8\uc744 \ubaa8\uc544 \uc6b0\ub9ac \uc560\ub4e4 \ud559\ube44\ub97c \ub300\uc8fc\uace0 \uacc4\uc138\uc694. \uc544\ube60\uac00 \ub3cc\uc544\uac00\uc168\uc744 \ub54c \uc2a4\ubb3c \ub458, \uc5f4 \uc544\ud649\uc774\uc5c8\ub358 \ub450 \uc544\uc774\ub294 \uc62c\ud574 \uac01\uac01 \uc2a4\ubb3c \uc5ec\uc12f, \uc2a4\ubb3c \uc14b\uc774 \ub418\uc5c8\uc5b4\uc694. \uc790\uae30 \uce5c\uad6c\uac00 \uc8fd\uc5c8\ub2e4\uace0 \ub204\uac00 \uadf8 \uac00\uc871\ub4e4\uc744 \uc704\ud574 \uc774\ub807\uac8c \ub9c8\uc74c\uc744 \ubaa8\uc544\uc904 \uc218\uac00 \uc788\uaca0\uc5b4\uc694. \uc774\ub7f0 \uac83\uc774 \uc81c\uac00 \ud68c\ubcf5\ud558\ub294 \ud798\uc774 \ub410\uc5b4\uc694. \uae40\uc0c1\uc9c4\uae30\ub150\uc0ac\uc5c5\ud68c\uc5d0\uc11c\ub3c4 \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc640\uc8fc\uc168\uace0, \uac10\uc0ac\ud558\ub2e4\ub294 \ub9d0\uc500\uc744 \uc804\ud558\uace0 \uc2f6\uc5b4\uc694.\u201d<\/p>\n\n\n\n

\uace0 \ud300\uc7a5\uc758 \ud398\uc774\uc2a4\ubd81\uc5d0\ub294 \u2018\uc0ac\ub294 \ub3d9\uc548 \ub2f9\uc2e0\uc774 \ubcf4\uc5ec\uc900 \uc138\uc0c1\uc744 \ub9cc\ub098\uac8c \ud558\ub294 \uc77c\uc774 \ub098\uc758 \uc18c\uba85\u2019\uc774\ub77c\ub294 \uae00\uadc0\uac00 \uc4f0\uc5ec\uc838 \uc788\ub2e4. \uc774 \uae00\uadc0\uc5d0 \ub300\ud574 \ubb3c\uc5c8\ub354\ub2c8 \uadf8\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \ub300\ub2f5\ud588\ub2e4.<\/p>\n\n\n\n

\u201c\uac19\uc774 \uc0ac\ub294 \ub3d9\uc548 \ub2e4\ub978 \uc0ac\ub78c\uc744 \ube44\ub09c\ud558\ub294 \uc598\uae30\ub97c \ub4e4\uc5b4\ubcf8 \uc801\uc774 \uc5c6\uc5b4\uc694. \uc5b4\ub5a4 \uc0ac\ub78c\uc774 \uac00\uc9c4 \uc7a5\uc810\uc744 \ud558\ub098\ub77c\ub3c4 \ucc3e\uc544\ub0b4\uc11c \uadf8\uac83\uc774 \uadf8 \uc0ac\ub78c\uc774\ub77c\uace0 \uc778\uc2dd\ud558\ub77c\uace0, \ub298 \uadf8 \ub9d0\uc744 \ud574\uc92c\uc5b4\uc694. \uadf8\ub97c \ud1b5\ud574 \uc54c\uac8c \ub41c \ubaa8\ub4e0 \ubd84\ub4e4\uc774 \uc81c\uac90 \uc120\ubb3c\uc774\uc5d0\uc694. \ud398\uc774\uc2a4\ubd81\uc5d0 \uc4f4 \uac83\uc740 \uadf8\uac00 \uc0b4\uc544\uc624\uba74\uc11c \uac00\ub974\uccd0\uc900 \uac83\ub4e4\uc744 \ub0b4\uac00 \uc798 \ubc1b\uc544\uc11c \uc774\uc5b4\uac00\uaca0\ub2e4\ub294 \ub73b\uc774\uc5d0\uc694. \uc800\uc5d0\uac8c\ub294 \ub3d9\uc9c0\uc774\uc790 \uc2a4\uc2b9 \uac19\uc740, \uc774\uadfc\ud638\ub77c\ub294 \uc0ac\ub78c\uc744 \ud1b5\ud574\uc11c \ubc30\uc6e0\ub358 \uac00\uce58\ub97c \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc5d0\uac8c\ub3c4 \uc798 \uc804\ud574\uc8fc\uace0 \uc2f6\uc5b4\uc694.\u201d<\/p>\n\n\n\n

0<\/p>\n\n\n\n

0<\/p>\n\n\n\n

\uc784\uc740\uacbd <\/strong>_ \ub300\ud559 \uc878\uc5c5 \ud6c4 \uc778\ud130\ub137 \uc2e0\ubb38 \u2018\ubbfc\uc911\uc758\uc18c\ub9ac\u2019 \uae30\uc790\ub85c \uc77c\ud588\ub2e4. \ub0a8\ubcf4\ub2e4 \uc870\uae08 \ub354 \uc798\ud558\uace0 \uac00\uc7a5 \uc990\uac81\uac8c \ud558\ub294 \uc77c\uc774 \uae00\uc4f0\uae30\uc5ec\uc11c, \uc544\ubb34\ub798\ub3c4 \uc774\uac83\uc774 \ud3c9\uc0dd\uc758 \uc5c5\uc774 \ub418\uc9c0 \uc2f6\ub2e4. \uc800\ub9c8\ub2e4 \ub2e4\uc591\ud55c \uc0ac\uc5f0\uc744 \uc548\uace0 \ub2e4\uc591\ud55c \ubaa8\uc2b5\uc73c\ub85c \uc0b4\uc544\uac00\ub294 \uc778\uac04\ub4e4\uc758 \uc774\uc57c\uae30\uc5d0 \uae4a\uc740 \uad00\uc2ec\uc774 \uc788\ub2e4 . \uae40\uc0c1\uc9c4\uae30\ub150\uc0ac\uc5c5\ud68c\uc5d0\uc11c\ub294 \uc120\uad6c\uc790 \ud3b8\uc9d1\uc8fc\uac04\uc744 \ub9e1\uace0\uc788\ub2e4.(atree12fly@daum.net)<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc784\uc740\uacbd \uc120\uad6c\uc790 \ud3b8\uc9d1\uc8fc\uac04 \uc9c0\ub09c 10\uc6d4, \uae40\uc0c1\uc9c4\uae30\ub150\uc0ac\uc5c5\ud68c \ud398\uc774\uc2a4\ubd81\uc5d0 \uace0\uacbd\uc544 \uacbd\uae30\ub3c4 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130 \uacf5\ub3d9\uccb4\uc721\uc131\ud300\uc7a5\uc774 \uc624\ub79c\ub9cc\uc5d0 \uc18c\uc2dd\uc744 \uc804\ud574\uc654\ub2e4. \ub9c8\uc744\ub9cc\ub4e4\uae30\uc804\uad6d\ub124\ud2b8\uc6cc\ud06c \ub300\ud654\ubaa8\uc784\uc774 \uc218\uc6d0 \uc61b \ub18d\ub300\ucea0\ud37c\uc2a4\uc5d0\uc11c \uc5f4\ub9ac\ub2c8 \uae40\uae30\uc0ac \ud68c\uc6d0\ub4e4\uc744 \ucd08\ub300\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4. 10\uc6d4 \ub300\ud654\ubaa8\uc784\uc5d0\uc11c\ub294 \ud2b9\ud788 \uc9c0\ub09c 2015\ub144 10\uc6d4\uc5d0 \ub3cc\uc544\uac00\uc2e0 \uc774\uadfc\ud638 \uc804 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130 \uc13c\ud130\uc7a5(\ub18d\ud654\ud559 86)\uc758 \uae30\uc77c\uc744 \ub9de\uc544 \u2018\uc774\uadfc\ud638\uc0c1\u2019 \uc2dc\uc0c1\uc2dd\uc774 \ud568\uaed8 \uc5f4\ub9b0\ub2e4\uace0 \ud588\ub2e4. \uc774\uadfc\ud638 \uc804 \uc13c\ud130\uc7a5\uc758 \ubd80\uc778\uc778 \uace0\uacbd\uc544 \ud300\uc7a5\uc740 2015\ub144 12\uc6d4\uc5d0 \ubc1c\uac04\ub41c \u300e\uc120\uad6c\uc790\u300f 103\ud638\uc5d0 \uae30\uace0\ubb38\uc744 …<\/p>\n<\/div>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[86],"tags":[],"yoast_head":"\n\uc784\uc740\uacbd\uc774 \ub9cc\ub09c \uc0ac\ub78c\u201c\ub0a8\ud3b8\uacfc \ud568\uaed8 \uac00\uafbc \u2018\ub9c8\uc744\ub9cc\ub4e4\uae30\u2019 \uc815\uc2e0 \uc138\uc0c1\uc5d0 \uc804\ud560 \uac83\u201d[\uc778\ud130\ubdf0] \uace0\uacbd\uc544 \uacbd\uae30\ub3c4 \ub530\ubcf5\uacf5\ub3d9\uccb4\uc9c0\uc6d0\uc13c\ud130 \uacf5\ub3d9\uccb4\uc721\uc131\ud300\uc7a5 - 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